Assurance Financial Group in Tennessee vs the state
3.0%Denial rate-14.11 pts vs state
4.0%Decision denial rate-17.68 pts vs state
72.7%Origination rate+14.65 pts vs state
6.93%Median rate+0.31 pts vs state
0.53Rate spread (pts)+0.30 pts vs state
$104kMedian applicant income
24Loans originated
1Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 14 | 10.5% | 6.88% | #525 |
| 2024 | 13 | 5 | 7.7% | 6.63% | #567 |
| 2025 | 33 | 24 | 3.0% | 6.93% | #468 |
What Assurance Financial Group lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Assurance Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hardin County | 7 | 7 | 0 | 0.0% |
| Williamson County | 5 | 3 | 0 | 0.0% |
| Hamilton County | 5 | 3 | 0 | 0.0% |
| Carter County | 2 | 1 | 0 | 0.0% |
| McNairy County | 2 | 2 | 0 | 0.0% |
| Wayne County | 2 | 2 | 0 | 0.0% |
| Loudon County | 1 | 1 | 0 | 0.0% |
| Rhea County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 0 | 0 | 0.0% |
| Davidson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 33 applications in 2025, of which 24 were originated and 1 denied.
3.0% of all applications, or 4.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Assurance Financial Group originated in Tennessee in 2025 was 6.93%, against a statewide median of 6.62%.
About this data. Figures are Assurance Financial Group's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology