Associated Healthcare Credit Union in Minnesota vs the state
3.8%Denial rate-9.81 pts vs state
4.2%Decision denial rate-12.18 pts vs state
85.6%Origination rate+19.24 pts vs state
6.75%Median rate+0.13 pts vs state
0.66Rate spread (pts)+0.41 pts vs state
$122kMedian applicant income
113Loans originated
5Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 160 | 129 | 4.4% | 6.25% | #136 |
| 2024 | 127 | 105 | 5.5% | 7.25% | #165 |
| 2025 | 132 | 113 | 3.8% | 6.75% | #174 |
What Associated Healthcare Credit Union lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Associated Healthcare Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anoka County | 40 | 34 | 0 | 0.0% |
| Dakota County | 24 | 23 | 0 | 0.0% |
| Hennepin County | 18 | 16 | 1 | 5.6% |
| Ramsey County | 16 | 12 | 2 | 12.5% |
| Washington County | 12 | 10 | 1 | 8.3% |
| Scott County | 4 | 4 | 0 | 0.0% |
| Sherburne County | 4 | 3 | 1 | 25.0% |
| Pine County | 2 | 2 | 0 | 0.0% |
| Aitkin County | 2 | 1 | 0 | 0.0% |
| Wright County | 2 | 2 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 132 applications in 2025, of which 113 were originated and 5 denied.
3.8% of all applications, or 4.2% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Associated Healthcare Credit Union originated in Minnesota in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Associated Healthcare Credit Union's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology