Associated Bank in Florida vs the state
16.7%Denial rate-4.39 pts vs state
19.5%Decision denial rate-7.73 pts vs state
66.7%Origination rate+13.98 pts vs state
6.50%Median rate-0.13 pts vs state
-0.07Rate spread (pts)-0.34 pts vs state
$190kMedian applicant income
32Loans originated
8Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 37 | 10.2% | 6.38% | #631 |
| 2024 | 41 | 25 | 17.1% | 6.63% | #637 |
| 2025 | 48 | 32 | 16.7% | 6.50% | #607 |
What Associated Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Associated Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 14 | 11 | 1 | 7.1% |
| Sumter County | 5 | 3 | 1 | 20.0% |
| Collier County | 5 | 3 | 2 | 40.0% |
| Pinellas County | 3 | 2 | 0 | 0.0% |
| Hillsborough County | 3 | 1 | 1 | 33.3% |
| Walton County | 2 | 2 | 0 | 0.0% |
| Manatee County | 2 | 1 | 1 | 50.0% |
| Flagler County | 1 | 0 | 1 | 100.0% |
| Charlotte County | 1 | 1 | 0 | 0.0% |
| Brevard County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 48 applications in 2025, of which 32 were originated and 8 denied.
16.7% of all applications, or 19.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Associated Bank originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Associated Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology