ARRHA Credit Union in Connecticut vs the state
12.5%Denial rate-4.90 pts vs state
13.6%Decision denial rate-7.95 pts vs state
79.2%Origination rate+18.79 pts vs state
—Median rate
—Rate spread (pts)
$136kMedian applicant income
19Loans originated
3Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 9 | 23.1% | — | #320 |
| 2024 | 13 | 11 | 7.7% | — | #323 |
| 2025 | 24 | 19 | 12.5% | — | #277 |
What ARRHA Credit Union lends in Connecticut
By loan purpose
By loan type
Where in Connecticut
Counties with the most ARRHA Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 21 | 18 | 2 | 9.5% |
| 09120 | 1 | 0 | 1 | 100.0% |
| 09170 | 1 | 0 | 0 | 0.0% |
| 09160 | 1 | 1 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 24 applications in 2025, of which 19 were originated and 3 denied.
12.5% of all applications, or 13.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are ARRHA Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology