Armed Forces Bank in Arizona vs the state
15.7%Denial rate-0.50 pts vs state
19.2%Decision denial rate-1.23 pts vs state
66.3%Origination rate+6.81 pts vs state
6.38%Median rate-0.13 pts vs state
0.03Rate spread (pts)-0.20 pts vs state
$156kMedian applicant income
59Loans originated
14Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 83 | 54 | 3.6% | 6.56% | #250 |
| 2024 | 93 | 59 | 8.6% | 6.63% | #244 |
| 2025 | 89 | 59 | 15.7% | 6.38% | #257 |
What Armed Forces Bank lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Armed Forces Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 68 | 47 | 9 | 13.2% |
| Pima County | 8 | 6 | 1 | 12.5% |
| Pinal County | 5 | 3 | 2 | 40.0% |
| Cochise County | 4 | 2 | 0 | 0.0% |
| Yavapai County | 2 | 1 | 1 | 50.0% |
| Mohave County | 1 | 0 | 0 | 0.0% |
| Coconino County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 89 applications in 2025, of which 59 were originated and 14 denied.
15.7% of all applications, or 19.2% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Armed Forces Bank originated in Arizona in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Armed Forces Bank's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology