Ark-La-Tex Financial Services, LLC. in South Carolina vs the state
2.4%Denial rate-15.92 pts vs state
3.0%Decision denial rate-20.47 pts vs state
76.7%Origination rate+20.04 pts vs state
6.62%Median rate+0.12 pts vs state
0.24Rate spread (pts)+0.02 pts vs state
$88kMedian applicant income
545Loans originated
17Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 739 | 487 | 2.3% | 6.63% | #61 |
| 2024 | 727 | 540 | 1.7% | 6.63% | #71 |
| 2025 | 711 | 545 | 2.4% | 6.62% | #78 |
What Ark-La-Tex Financial Services, LLC. lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spartanburg County | 290 | 232 | 6 | 2.1% |
| Beaufort County | 94 | 67 | 3 | 3.2% |
| Cherokee County | 58 | 50 | 0 | 0.0% |
| Charleston County | 57 | 46 | 2 | 3.5% |
| Greenville County | 51 | 37 | 2 | 3.9% |
| Berkeley County | 32 | 24 | 0 | 0.0% |
| Dorchester County | 19 | 16 | 0 | 0.0% |
| Anderson County | 17 | 11 | 2 | 11.8% |
| Horry County | 14 | 9 | 0 | 0.0% |
| Pickens County | 13 | 8 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 711 applications in 2025, of which 545 were originated and 17 denied.
2.4% of all applications, or 3.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in South Carolina in 2025 was 6.62%, against a statewide median of 6.50%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology