Ark-La-Tex Financial Services, LLC. in Maryland vs the state
3.9%Denial rate-14.89 pts vs state
4.5%Decision denial rate-19.63 pts vs state
80.5%Origination rate+24.76 pts vs state
6.25%Median rate-0.38 pts vs state
0.25Rate spread (pts)0.00 pts vs state
$114kMedian applicant income
103Loans originated
5Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 406 | 274 | 4.2% | 6.75% | #91 |
| 2024 | 311 | 200 | 4.5% | 6.63% | #113 |
| 2025 | 128 | 103 | 3.9% | 6.25% | #209 |
What Ark-La-Tex Financial Services, LLC. lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore County | 24 | 18 | 1 | 4.2% |
| Baltimore city | 16 | 10 | 1 | 6.3% |
| Prince George's County | 14 | 11 | 3 | 21.4% |
| Anne Arundel County | 13 | 12 | 0 | 0.0% |
| Charles County | 9 | 8 | 0 | 0.0% |
| Montgomery County | 7 | 7 | 0 | 0.0% |
| Harford County | 7 | 7 | 0 | 0.0% |
| Howard County | 5 | 5 | 0 | 0.0% |
| Caroline County | 5 | 5 | 0 | 0.0% |
| Calvert County | 4 | 3 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 128 applications in 2025, of which 103 were originated and 5 denied.
3.9% of all applications, or 4.5% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Maryland in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology