Ark-La-Tex Financial Services, LLC. in Florida vs the state
4.2%Denial rate-16.87 pts vs state
5.2%Decision denial rate-22.08 pts vs state
75.6%Origination rate+22.95 pts vs state
6.50%Median rate-0.13 pts vs state
0.17Rate spread (pts)-0.10 pts vs state
$109kMedian applicant income
795Loans originated
44Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 928 | 598 | 8.1% | 6.63% | #160 |
| 2024 | 1,125 | 756 | 6.6% | 6.63% | #137 |
| 2025 | 1,051 | 795 | 4.2% | 6.50% | #148 |
What Ark-La-Tex Financial Services, LLC. lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Santa Rosa County | 167 | 137 | 4 | 2.4% |
| Escambia County | 113 | 88 | 3 | 2.7% |
| Broward County | 89 | 67 | 5 | 5.6% |
| Palm Beach County | 69 | 46 | 2 | 2.9% |
| Miami-Dade County | 66 | 51 | 3 | 4.5% |
| Okaloosa County | 64 | 50 | 0 | 0.0% |
| Polk County | 51 | 34 | 3 | 5.9% |
| Lee County | 40 | 28 | 5 | 12.5% |
| Hillsborough County | 39 | 31 | 2 | 5.1% |
| Pasco County | 34 | 24 | 2 | 5.9% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,051 applications in 2025, of which 795 were originated and 44 denied.
4.2% of all applications, or 5.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology