Archer Cooperative Credit Union · Nebraska · 2025

Archer Cooperative Credit Union in Nebraska: approval rate, denial rate and rates (2025)

Archer Cooperative Credit Union took 71 mortgage applications in Nebraska in 2025, ranking #125 of 565 lenders active in the state. It originated 74.7% of them and denied 9.9% (11.3% of the applications it decided), against a statewide denial rate of 12.5%.

71Applicationsin NE
11.3%Decision denial ratestate 15.1%
Median ratestate 6.63%
$85,000Median loanstate $185,000
$6.5MVolume11 counties

Archer Cooperative Credit Union in Nebraska vs the state

9.9%Denial rate-2.67 pts vs state
11.3%Decision denial rate-3.85 pts vs state
74.7%Origination rate+7.37 pts vs state
Median rate
Rate spread (pts)
$88kMedian applicant income
53Loans originated
7Denied

Trend in Nebraska

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023703830.0%#102
202456475.4%#119
202571539.9%#125

What Archer Cooperative Credit Union lends in Nebraska

By loan purpose

Home purchase 30 42% · 10.0% denied
Refinance 13 18% · 0.0% denied
Cash-out refinance 25 35% · 12.0% denied
Home improvement 2 3% · 50.0% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 71 100% · 9.9% denied

Where in Nebraska

Counties with the most Archer Cooperative Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Merrick County 28232 7.1%
Howard County 14101 7.1%
Hamilton County 962 22.2%
Hall County 531 20.0%
Polk County 431 25.0%
Lancaster County 430 0.0%
Nance County 210 0.0%
Butler County 110 0.0%
Adams County 110 0.0%
Greeley County 110 0.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 71 applications in 2025, of which 53 were originated and 7 denied.

9.9% of all applications, or 11.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Archer Cooperative Credit Union's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology