Arbor Realty Trust in Oregon vs the state
37.5%Denial rate+22.19 pts vs state
42.9%Decision denial rate+23.70 pts vs state
50.0%Origination rate-10.62 pts vs state
5.05%Median rate-1.70 pts vs state
—Rate spread (pts)
—Median applicant income
4Loans originated
3Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 6 | 0.0% | 5.67% | #376 |
| 2025 | 8 | 4 | 37.5% | 5.05% | #386 |
What Arbor Realty Trust lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Arbor Realty Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 2 | 0 | 2 | 100.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Multnomah County | 2 | 2 | 0 | 0.0% |
| Lane County | 1 | 0 | 0 | 0.0% |
| Marion County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 8 applications in 2025, of which 4 were originated and 3 denied.
37.5% of all applications, or 42.9% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Arbor Realty Trust originated in Oregon in 2025 was 5.05%, against a statewide median of 6.75%.
About this data. Figures are Arbor Realty Trust's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology