Angel Oak Mortgage Solutions in South Carolina vs the state
14.0%Denial rate-4.31 pts vs state
18.1%Decision denial rate-5.41 pts vs state
62.5%Origination rate+5.89 pts vs state
7.37%Median rate+0.87 pts vs state
1.22Rate spread (pts)+1.00 pts vs state
$203kMedian applicant income
250Loans originated
56Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 177 | 97 | 13.6% | 8.50% | #178 |
| 2024 | 291 | 188 | 16.2% | 7.75% | #130 |
| 2025 | 400 | 250 | 14.0% | 7.37% | #119 |
What Angel Oak Mortgage Solutions lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 140 | 98 | 15 | 10.7% |
| Charleston County | 60 | 34 | 13 | 21.7% |
| Spartanburg County | 28 | 23 | 1 | 3.6% |
| Greenville County | 25 | 16 | 2 | 8.0% |
| Lexington County | 18 | 8 | 4 | 22.2% |
| Anderson County | 16 | 8 | 5 | 31.3% |
| Beaufort County | 13 | 9 | 3 | 23.1% |
| Berkeley County | 13 | 7 | 2 | 15.4% |
| Florence County | 11 | 7 | 0 | 0.0% |
| Richland County | 9 | 5 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 400 applications in 2025, of which 250 were originated and 56 denied.
14.0% of all applications, or 18.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Angel Oak Mortgage Solutions originated in South Carolina in 2025 was 7.37%, against a statewide median of 6.50%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology