AMWEST Funding in Virginia vs the state
5.5%Denial rate-10.47 pts vs state
8.3%Decision denial rate-11.92 pts vs state
60.0%Origination rate+0.43 pts vs state
6.88%Median rate+0.25 pts vs state
0.64Rate spread (pts)+0.42 pts vs state
$159kMedian applicant income
241Loans originated
22Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 221 | 134 | 5.0% | 8.25% | #177 |
| 2024 | 281 | 160 | 5.7% | 7.38% | #166 |
| 2025 | 402 | 241 | 5.5% | 6.88% | #128 |
What AMWEST Funding lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 121 | 67 | 9 | 7.4% |
| Virginia Beach city | 41 | 24 | 1 | 2.4% |
| Loudoun County | 36 | 26 | 2 | 5.6% |
| Prince William County | 28 | 18 | 0 | 0.0% |
| Henrico County | 25 | 19 | 1 | 4.0% |
| Chesterfield County | 21 | 16 | 0 | 0.0% |
| Richmond city | 9 | 5 | 0 | 0.0% |
| Danville city | 8 | 4 | 0 | 0.0% |
| Chesapeake city | 8 | 5 | 0 | 0.0% |
| Warren County | 7 | 2 | 1 | 14.3% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 402 applications in 2025, of which 241 were originated and 22 denied.
5.5% of all applications, or 8.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans AMWEST Funding originated in Virginia in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology