AMWEST Funding in New York vs the state
4.8%Denial rate-14.93 pts vs state
8.5%Decision denial rate-15.58 pts vs state
52.2%Origination rate-7.40 pts vs state
7.25%Median rate+0.63 pts vs state
1.10Rate spread (pts)+0.89 pts vs state
$260kMedian applicant income
119Loans originated
11Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 140 | 88 | 2.9% | 8.75% | #231 |
| 2024 | 206 | 103 | 4.9% | 8.00% | #200 |
| 2025 | 228 | 119 | 4.8% | 7.25% | #194 |
What AMWEST Funding lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 25 | 9 | 1 | 4.0% |
| Orange County | 20 | 10 | 3 | 15.0% |
| Nassau County | 18 | 8 | 1 | 5.6% |
| Suffolk County | 17 | 10 | 0 | 0.0% |
| Kings County | 16 | 8 | 0 | 0.0% |
| Bronx County | 12 | 7 | 0 | 0.0% |
| Albany County | 12 | 5 | 1 | 8.3% |
| Erie County | 12 | 6 | 0 | 0.0% |
| Schenectady County | 11 | 8 | 0 | 0.0% |
| Rockland County | 10 | 8 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 228 applications in 2025, of which 119 were originated and 11 denied.
4.8% of all applications, or 8.5% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans AMWEST Funding originated in New York in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology