Ameritrust Mortgage in New York vs the state
11.6%Denial rate-8.12 pts vs state
29.4%Decision denial rate+5.37 pts vs state
27.9%Origination rate-31.68 pts vs state
6.88%Median rate+0.25 pts vs state
—Rate spread (pts)
$1,857kMedian applicant income
12Loans originated
5Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 5 | 5.9% | 9.13% | #413 |
| 2024 | 64 | 38 | 3.1% | 7.00% | #304 |
| 2025 | 43 | 12 | 11.6% | 6.88% | #346 |
What Ameritrust Mortgage lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Ameritrust Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kings County | 7 | 1 | 1 | 14.3% |
| Orange County | 6 | 4 | 1 | 16.7% |
| Suffolk County | 6 | 0 | 1 | 16.7% |
| Queens County | 4 | 1 | 0 | 0.0% |
| Nassau County | 4 | 2 | 0 | 0.0% |
| New York County | 3 | 0 | 0 | 0.0% |
| Westchester County | 3 | 0 | 0 | 0.0% |
| Onondaga County | 2 | 0 | 1 | 50.0% |
| Essex County | 1 | 0 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 43 applications in 2025, of which 12 were originated and 5 denied.
11.6% of all applications, or 29.4% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Ameritrust Mortgage originated in New York in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Ameritrust Mortgage's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology