Ameritrust Mortgage in Florida vs the state
4.5%Denial rate-16.57 pts vs state
9.3%Decision denial rate-17.98 pts vs state
43.7%Origination rate-8.98 pts vs state
6.75%Median rate+0.13 pts vs state
0.91Rate spread (pts)+0.65 pts vs state
$109kMedian applicant income
389Loans originated
40Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 94 | 37 | 3.2% | 8.50% | #498 |
| 2024 | 458 | 261 | 3.3% | 7.00% | #250 |
| 2025 | 890 | 389 | 4.5% | 6.75% | #167 |
What Ameritrust Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Ameritrust Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 268 | 120 | 4 | 1.5% |
| Miami-Dade County | 76 | 39 | 9 | 11.8% |
| Pasco County | 73 | 38 | 3 | 4.1% |
| Lee County | 67 | 28 | 2 | 3.0% |
| Hernando County | 52 | 25 | 1 | 1.9% |
| Polk County | 41 | 15 | 2 | 4.9% |
| Pinellas County | 36 | 15 | 3 | 8.3% |
| Palm Beach County | 35 | 10 | 4 | 11.4% |
| Manatee County | 24 | 11 | 0 | 0.0% |
| Broward County | 24 | 8 | 3 | 12.5% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 890 applications in 2025, of which 389 were originated and 40 denied.
4.5% of all applications, or 9.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Ameritrust Mortgage originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Ameritrust Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology