Amerihome Mortgage Company · South Carolina · 2025

Amerihome Mortgage Company in South Carolina: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 307 mortgage applications in South Carolina in 2025, ranking #136 of 1,143 lenders active in the state. It originated 55.1% of them and denied 8.8% (13.3% of the applications it decided), against a statewide denial rate of 18.3%.

307Applicationsin SC
13.3%Decision denial ratestate 23.5%
6.38%Median ratestate 6.50%
$285,000Median loanstate $225,000
$52MVolume34 counties

Amerihome Mortgage Company in South Carolina vs the state

8.8%Denial rate-9.52 pts vs state
13.3%Decision denial rate-10.17 pts vs state
55.1%Origination rate-1.56 pts vs state
6.38%Median rate-0.13 pts vs state
0.33Rate spread (pts)+0.11 pts vs state
$97kMedian applicant income
169Loans originated
27Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
202359258.5%6.63%#303
2024218879.6%6.50%#163
20253071698.8%6.38%#136

What Amerihome Mortgage Company lends in South Carolina

By loan purpose

Home purchase 7 2% · 0.0% denied
Refinance 280 91% · 7.5% denied
Cash-out refinance 20 7% · 30.0% denied

By loan type

Conventional 51 17% · 11.8% denied
FHA 237 77% · 8.4% denied
VA 19 6% · 5.3% denied

Why it denied South Carolina applicants

Credit history 12 44%
Insufficient cash 8 30%
Debt-to-income ratio 3 11%
Other 1 4%
Incomplete application 1 4%
Collateral 1 4%
Unverifiable information 1 4%

Where in South Carolina

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Horry County 43195 11.6%
Greenville County 32182 6.3%
Lexington County 32221 3.1%
Spartanburg County 28154 14.3%
Richland County 26153 11.5%
Berkeley County 1972 10.5%
York County 18131 5.6%
Anderson County 1572 13.3%
Aiken County 1571 6.7%
Charleston County 1471 7.1%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 307 applications in 2025, of which 169 were originated and 27 denied.

8.8% of all applications, or 13.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Amerihome Mortgage Company originated in South Carolina in 2025 was 6.38%, against a statewide median of 6.50%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology