Amerihome Mortgage Company in California vs the state
13.0%Denial rate-4.44 pts vs state
18.0%Decision denial rate-4.42 pts vs state
57.9%Origination rate+1.74 pts vs state
6.50%Median rate-0.13 pts vs state
0.21Rate spread (pts)-0.06 pts vs state
$192kMedian applicant income
540Loans originated
121Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 655 | 308 | 14.1% | 6.63% | #184 |
| 2024 | 701 | 421 | 9.0% | 6.63% | #202 |
| 2025 | 932 | 540 | 13.0% | 6.50% | #181 |
What Amerihome Mortgage Company lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Amerihome Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 162 | 90 | 25 | 15.4% |
| Riverside County | 81 | 42 | 12 | 14.8% |
| San Bernardino County | 77 | 41 | 14 | 18.2% |
| Placer County | 59 | 33 | 5 | 8.5% |
| San Diego County | 51 | 25 | 11 | 21.6% |
| Orange County | 51 | 30 | 7 | 13.7% |
| Kern County | 41 | 16 | 10 | 24.4% |
| Sacramento County | 37 | 26 | 1 | 2.7% |
| Santa Clara County | 36 | 24 | 5 | 13.9% |
| Fresno County | 32 | 21 | 3 | 9.4% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 932 applications in 2025, of which 540 were originated and 121 denied.
13.0% of all applications, or 18.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Amerihome Mortgage Company originated in California in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology