American Pacific Mortgage · Connecticut · 2025

American Pacific Mortgage in Connecticut: approval rate, denial rate and rates (2025)

American Pacific Mortgage took 17 mortgage applications in Connecticut in 2025, ranking #320 of 687 lenders active in the state. It originated 47.1% of them and denied 29.4% (38.5% of the applications it decided), against a statewide denial rate of 17.4%.

17Applicationsin CT
38.5%Decision denial ratestate 21.6%
6.31%Median ratestate 6.63%
$325,000Median loanstate $245,000
$3.3MVolume8 counties

American Pacific Mortgage in Connecticut vs the state

29.4%Denial rate+12.01 pts vs state
38.5%Decision denial rate+16.87 pts vs state
47.1%Origination rate-13.32 pts vs state
6.31%Median rate-0.31 pts vs state
0.61Rate spread (pts)+0.37 pts vs state
$128kMedian applicant income
8Loans originated
5Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023540.0%6.31%#420
202517829.4%6.31%#320

What American Pacific Mortgage lends in Connecticut

By loan purpose

Home purchase 6 35% · 16.7% denied
Cash-out refinance 11 65% · 36.4% denied

By loan type

Conventional 7 41% · 28.6% denied
FHA 7 41% · 14.3% denied
VA 3 18% · 66.7% denied

Why it denied Connecticut applicants

Debt-to-income ratio 2 40%
Unverifiable information 1 20%
Credit history 1 20%
Incomplete application 1 20%

Where in Connecticut

Counties with the most American Pacific Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 440 0.0%
09170 311 33.3%
09110 303 100.0%
09180 220 0.0%
09120 200 0.0%
09160 101 100.0%
09130 100 0.0%
09140 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 17 applications in 2025, of which 8 were originated and 5 denied.

29.4% of all applications, or 38.5% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans American Pacific Mortgage originated in Connecticut in 2025 was 6.31%, against a statewide median of 6.63%.

About this data. Figures are American Pacific Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology