American Neighborhood Mortgage Acceptance Company in New York vs the state
2.0%Denial rate-17.78 pts vs state
2.5%Decision denial rate-21.52 pts vs state
75.6%Origination rate+16.00 pts vs state
6.63%Median rate0.00 pts vs state
0.22Rate spread (pts)+0.01 pts vs state
$146kMedian applicant income
768Loans originated
20Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 303 | 199 | 4.3% | 6.99% | #161 |
| 2024 | 475 | 333 | 1.7% | 6.88% | #124 |
| 2025 | 1,016 | 768 | 2.0% | 6.63% | #90 |
What American Neighborhood Mortgage Acceptance Company lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 368 | 293 | 4 | 1.1% |
| Monroe County | 213 | 185 | 2 | 0.9% |
| Nassau County | 151 | 114 | 3 | 2.0% |
| Queens County | 26 | 12 | 3 | 11.5% |
| Kings County | 26 | 16 | 1 | 3.8% |
| Ontario County | 20 | 13 | 0 | 0.0% |
| Westchester County | 19 | 9 | 2 | 10.5% |
| Orange County | 15 | 10 | 0 | 0.0% |
| Erie County | 14 | 13 | 1 | 7.1% |
| Wayne County | 14 | 13 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 1,016 applications in 2025, of which 768 were originated and 20 denied.
2.0% of all applications, or 2.5% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans American Neighborhood Mortgage Acceptance Company originated in New York in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology