American Neighborhood Mortgage Acceptance Company in Minnesota vs the state
0.7%Denial rate-12.90 pts vs state
0.9%Decision denial rate-15.45 pts vs state
75.8%Origination rate+9.39 pts vs state
6.75%Median rate+0.13 pts vs state
0.56Rate spread (pts)+0.31 pts vs state
$96kMedian applicant income
325Loans originated
3Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 453 | 369 | 0.7% | 6.99% | #75 |
| 2024 | 573 | 457 | 1.2% | 6.88% | #70 |
| 2025 | 429 | 325 | 0.7% | 6.75% | #90 |
What American Neighborhood Mortgage Acceptance Company lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 109 | 82 | 1 | 0.9% |
| Dakota County | 58 | 41 | 0 | 0.0% |
| Ramsey County | 41 | 35 | 0 | 0.0% |
| Washington County | 40 | 29 | 1 | 2.5% |
| Anoka County | 33 | 23 | 0 | 0.0% |
| St. Louis County | 18 | 12 | 1 | 5.6% |
| Scott County | 18 | 14 | 0 | 0.0% |
| Wright County | 16 | 13 | 0 | 0.0% |
| Goodhue County | 8 | 5 | 0 | 0.0% |
| Pine County | 7 | 5 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 429 applications in 2025, of which 325 were originated and 3 denied.
0.7% of all applications, or 0.9% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans American Neighborhood Mortgage Acceptance Company originated in Minnesota in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology