American Neighborhood Mortgage Acceptance Company in Michigan vs the state
1.9%Denial rate-16.67 pts vs state
5.9%Decision denial rate-16.70 pts vs state
29.6%Origination rate-30.26 pts vs state
6.50%Median rate-0.25 pts vs state
0.49Rate spread (pts)+0.09 pts vs state
$94kMedian applicant income
16Loans originated
1Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 6 | 5.6% | 7.31% | #437 |
| 2024 | 78 | 21 | 2.6% | 6.38% | #296 |
| 2025 | 54 | 16 | 1.9% | 6.50% | #342 |
What American Neighborhood Mortgage Acceptance Company lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 13 | 5 | 0 | 0.0% |
| Oakland County | 9 | 4 | 0 | 0.0% |
| Macomb County | 7 | 1 | 1 | 14.3% |
| Jackson County | 2 | 0 | 0 | 0.0% |
| Tuscola County | 2 | 0 | 0 | 0.0% |
| Muskegon County | 2 | 1 | 0 | 0.0% |
| Ingham County | 2 | 0 | 0 | 0.0% |
| Livingston County | 2 | 1 | 0 | 0.0% |
| Allegan County | 2 | 1 | 0 | 0.0% |
| Berrien County | 1 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 54 applications in 2025, of which 16 were originated and 1 denied.
1.9% of all applications, or 5.9% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans American Neighborhood Mortgage Acceptance Company originated in Michigan in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology