American Momentum Bank in Texas vs the state
13.7%Denial rate-5.75 pts vs state
16.8%Decision denial rate-8.06 pts vs state
67.5%Origination rate+12.64 pts vs state
—Median rate
—Rate spread (pts)
$178kMedian applicant income
158Loans originated
32Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 262 | 165 | 18.3% | 6.50% | #347 |
| 2024 | 252 | 153 | 17.1% | — | #354 |
| 2025 | 234 | 158 | 13.7% | — | #389 |
What American Momentum Bank lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most American Momentum Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Brazos County | 111 | 96 | 2 | 1.8% |
| Midland County | 28 | 17 | 6 | 21.4% |
| Ector County | 19 | 9 | 6 | 31.6% |
| Gaines County | 15 | 5 | 4 | 26.7% |
| Harris County | 7 | 6 | 0 | 0.0% |
| Ward County | 6 | 1 | 2 | 33.3% |
| Crane County | 5 | 1 | 3 | 60.0% |
| Reagan County | 5 | 1 | 1 | 20.0% |
| Grimes County | 4 | 4 | 0 | 0.0% |
| Burleson County | 3 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 234 applications in 2025, of which 158 were originated and 32 denied.
13.7% of all applications, or 16.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are American Momentum Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology