American Internet Mortgage in South Carolina vs the state
12.7%Denial rate-5.63 pts vs state
20.5%Decision denial rate-3.02 pts vs state
49.3%Origination rate-7.31 pts vs state
6.00%Median rate-0.50 pts vs state
-0.10Rate spread (pts)-0.32 pts vs state
$150kMedian applicant income
35Loans originated
9Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 18 | 12.5% | 5.63% | #348 |
| 2024 | 36 | 15 | 5.6% | 6.13% | #372 |
| 2025 | 71 | 35 | 12.7% | 6.00% | #293 |
What American Internet Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 13 | 3 | 1 | 7.7% |
| Charleston County | 10 | 3 | 2 | 20.0% |
| York County | 8 | 5 | 1 | 12.5% |
| Spartanburg County | 7 | 5 | 1 | 14.3% |
| Horry County | 6 | 4 | 1 | 16.7% |
| Florence County | 4 | 2 | 1 | 25.0% |
| Beaufort County | 4 | 2 | 0 | 0.0% |
| Dorchester County | 3 | 1 | 0 | 0.0% |
| Lancaster County | 3 | 2 | 0 | 0.0% |
| Oconee County | 2 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 71 applications in 2025, of which 35 were originated and 9 denied.
12.7% of all applications, or 20.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans American Internet Mortgage originated in South Carolina in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology