American Financing in Connecticut vs the state
46.5%Denial rate+29.10 pts vs state
68.2%Decision denial rate+46.63 pts vs state
10.8%Origination rate-49.55 pts vs state
5.99%Median rate-0.63 pts vs state
0.04Rate spread (pts)-0.20 pts vs state
$98kMedian applicant income
17Loans originated
73Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 10 | 38.6% | 6.75% | #173 |
| 2024 | 132 | 27 | 57.6% | 6.25% | #130 |
| 2025 | 157 | 17 | 46.5% | 5.99% | #129 |
What American Financing lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most American Financing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 32 | 5 | 15 | 46.9% |
| 09140 | 29 | 3 | 7 | 24.1% |
| 09170 | 29 | 2 | 12 | 41.4% |
| 09190 | 24 | 2 | 13 | 54.2% |
| 09180 | 14 | 0 | 10 | 71.4% |
| 09120 | 12 | 2 | 8 | 66.7% |
| 09130 | 10 | 1 | 5 | 50.0% |
| 09160 | 5 | 1 | 3 | 60.0% |
| 09150 | 2 | 1 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 157 applications in 2025, of which 17 were originated and 73 denied.
46.5% of all applications, or 68.2% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans American Financing originated in Connecticut in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are American Financing's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology