American Financial Resources · Connecticut · 2025

American Financial Resources in Connecticut: approval rate, denial rate and rates (2025)

American Financial Resources took 66 mortgage applications in Connecticut in 2025, ranking #201 of 687 lenders active in the state. It originated 59.1% of them and denied 9.1% (13.3% of the applications it decided), against a statewide denial rate of 17.4%.

66Applicationsin CT
13.3%Decision denial ratestate 21.6%
6.50%Median ratestate 6.63%
$335,000Median loanstate $245,000
$13MVolume9 counties

American Financial Resources in Connecticut vs the state

9.1%Denial rate-8.31 pts vs state
13.3%Decision denial rate-8.26 pts vs state
59.1%Origination rate-1.29 pts vs state
6.50%Median rate-0.13 pts vs state
0.41Rate spread (pts)+0.17 pts vs state
$113kMedian applicant income
39Loans originated
6Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023291713.8%6.75%#253
202424154.2%6.75%#273
202566399.1%6.50%#201

What American Financial Resources lends in Connecticut

By loan purpose

Home purchase 52 79% · 11.5% denied
Refinance 7 11% · 0.0% denied
Cash-out refinance 7 11% · 0.0% denied

By loan type

Conventional 29 44% · 0.0% denied
FHA 31 47% · 12.9% denied
VA 4 6% · 50.0% denied
USDA / RHS 2 3% · 0.0% denied

Why it denied Connecticut applicants

Debt-to-income ratio 5 83%
Incomplete application 1 17%

Where in Connecticut

Counties with the most American Financial Resources applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 21100 0.0%
09170 1181 9.1%
09150 761 14.3%
09190 731 14.3%
09140 621 16.7%
09180 651 16.7%
09120 420 0.0%
09130 330 0.0%
09160 101 100.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 66 applications in 2025, of which 39 were originated and 6 denied.

9.1% of all applications, or 13.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans American Financial Resources originated in Connecticut in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are American Financial Resources's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology