American Financial Network in South Carolina vs the state
11.4%Denial rate-6.94 pts vs state
15.8%Decision denial rate-7.66 pts vs state
59.8%Origination rate+3.22 pts vs state
6.63%Median rate+0.13 pts vs state
0.42Rate spread (pts)+0.20 pts vs state
$81kMedian applicant income
484Loans originated
92Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 573 | 306 | 11.7% | 7.00% | #80 |
| 2024 | 596 | 370 | 11.9% | 6.88% | #76 |
| 2025 | 809 | 484 | 11.4% | 6.63% | #72 |
What American Financial Network lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 188 | 126 | 25 | 13.3% |
| Berkeley County | 87 | 54 | 14 | 16.1% |
| Dorchester County | 62 | 33 | 3 | 4.8% |
| Anderson County | 58 | 42 | 2 | 3.4% |
| Charleston County | 52 | 29 | 4 | 7.7% |
| Richland County | 52 | 20 | 10 | 19.2% |
| Greenville County | 49 | 35 | 1 | 2.0% |
| Spartanburg County | 37 | 24 | 5 | 13.5% |
| York County | 31 | 17 | 4 | 12.9% |
| Lexington County | 28 | 15 | 4 | 14.3% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 809 applications in 2025, of which 484 were originated and 92 denied.
11.4% of all applications, or 15.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans American Financial Network originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology