American Financial Network · Connecticut · 2025

American Financial Network in Connecticut: approval rate, denial rate and rates (2025)

American Financial Network took 100 mortgage applications in Connecticut in 2025, ranking #166 of 687 lenders active in the state. It originated 56.0% of them and denied 9.0% (13.6% of the applications it decided), against a statewide denial rate of 17.4%.

100Applicationsin CT
13.6%Decision denial ratestate 21.6%
6.63%Median ratestate 6.63%
$295,000Median loanstate $245,000
$19MVolume9 counties

American Financial Network in Connecticut vs the state

9.0%Denial rate-8.40 pts vs state
13.6%Decision denial rate-7.95 pts vs state
56.0%Origination rate-4.38 pts vs state
6.63%Median rate0.00 pts vs state
0.34Rate spread (pts)+0.10 pts vs state
$106kMedian applicant income
56Loans originated
9Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231325716.7%7.00%#113
2024110577.3%6.75%#147
2025100569.0%6.63%#166

What American Financial Network lends in Connecticut

By loan purpose

Home purchase 32 32% · 18.8% denied
Refinance 9 9% · 0.0% denied
Cash-out refinance 59 59% · 5.1% denied

By loan type

Conventional 52 52% · 15.4% denied
FHA 44 44% · 2.3% denied
VA 4 4% · 0.0% denied

Why it denied Connecticut applicants

Other 3 33%
Collateral 3 33%
Incomplete application 2 22%
Debt-to-income ratio 1 11%

Where in Connecticut

Counties with the most American Financial Network applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09140 26181 3.8%
09110 19111 5.3%
09190 1871 5.6%
09120 1281 8.3%
09170 1282 16.7%
09180 623 50.0%
09130 320 0.0%
09160 200 0.0%
09150 200 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 100 applications in 2025, of which 56 were originated and 9 denied.

9.0% of all applications, or 13.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans American Financial Network originated in Connecticut in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are American Financial Network's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology