American Airlines Federal Credit Union in Maryland vs the state
16.7%Denial rate-2.13 pts vs state
20.0%Decision denial rate-4.13 pts vs state
58.3%Origination rate+2.62 pts vs state
7.38%Median rate+0.75 pts vs state
0.79Rate spread (pts)+0.55 pts vs state
$181kMedian applicant income
14Loans originated
4Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 16 | 50.0% | 6.25% | #332 |
| 2024 | 42 | 24 | 28.6% | 7.00% | #329 |
| 2025 | 24 | 14 | 16.7% | 7.38% | #392 |
What American Airlines Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most American Airlines Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 5 | 4 | 1 | 20.0% |
| Anne Arundel County | 4 | 2 | 0 | 0.0% |
| Baltimore County | 3 | 1 | 0 | 0.0% |
| Wicomico County | 3 | 1 | 1 | 33.3% |
| Montgomery County | 3 | 3 | 0 | 0.0% |
| Charles County | 2 | 2 | 0 | 0.0% |
| Cecil County | 1 | 0 | 0 | 0.0% |
| Baltimore city | 1 | 0 | 1 | 100.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Frederick County | 1 | 0 | 1 | 100.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 24 applications in 2025, of which 14 were originated and 4 denied.
16.7% of all applications, or 20.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans American Airlines Federal Credit Union originated in Maryland in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are American Airlines Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology