American Airlines Federal Credit Union · Connecticut · 2025

American Airlines Federal Credit Union in Connecticut: approval rate, denial rate and rates (2025)

American Airlines Federal Credit Union took 20 mortgage applications in Connecticut in 2025, ranking #303 of 687 lenders active in the state. It originated 65.0% of them and denied 25.0% (27.8% of the applications it decided), against a statewide denial rate of 17.4%.

20Applicationsin CT
27.8%Decision denial ratestate 21.6%
7.00%Median ratestate 6.63%
$130,000Median loanstate $245,000
$3.2MVolume6 counties

American Airlines Federal Credit Union in Connecticut vs the state

25.0%Denial rate+7.60 pts vs state
27.8%Decision denial rate+6.19 pts vs state
65.0%Origination rate+4.62 pts vs state
7.00%Median rate+0.38 pts vs state
1.18Rate spread (pts)+0.94 pts vs state
$155kMedian applicant income
13Loans originated
5Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202317835.3%6.44%#296
2024221527.3%6.88%#277
2025201325.0%7.00%#303

What American Airlines Federal Credit Union lends in Connecticut

By loan purpose

Home purchase 6 30% · 16.7% denied
Refinance 1 5% · 0.0% denied
Cash-out refinance 4 20% · 50.0% denied
Home improvement 6 30% · 33.3% denied
Other / HELOC 3 15% · 0.0% denied

By loan type

Conventional 20 100% · 25.0% denied

Why it denied Connecticut applicants

Credit history 3 60%
Debt-to-income ratio 2 40%

Where in Connecticut

Counties with the most American Airlines Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 861 12.5%
09110 431 25.0%
09130 330 0.0%
09180 211 50.0%
09170 201 50.0%
09120 101 100.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 20 applications in 2025, of which 13 were originated and 5 denied.

25.0% of all applications, or 27.8% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans American Airlines Federal Credit Union originated in Connecticut in 2025 was 7.00%, against a statewide median of 6.63%.

About this data. Figures are American Airlines Federal Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology