Allied First Bank,sb · South Carolina · 2025

Allied First Bank,sb in South Carolina: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 101 mortgage applications in South Carolina in 2025, ranking #257 of 1,143 lenders active in the state. It originated 0.0% of them and denied 28.7% (100.0% of the applications it decided), against a statewide denial rate of 18.3%.

101Applicationsin SC
100.0%Decision denial ratestate 23.5%
Median ratestate 6.50%
$275,000Median loanstate $225,000
$0Volume24 counties

Allied First Bank,sb in South Carolina vs the state

28.7%Denial rate+10.40 pts vs state
100.0%Decision denial rate+76.53 pts vs state
0.0%Origination rate-56.61 pts vs state
Median rate
Rate spread (pts)
$78kMedian applicant income
0Loans originated
29Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
202332165.6%3.75%#370
202442338.1%2.38%#347
2025101028.7%#257

What Allied First Bank,sb lends in South Carolina

By loan purpose

Refinance 9 9% · 44.4% denied
Cash-out refinance 92 91% · 27.2% denied

By loan type

Conventional 1 1% · 100.0% denied
FHA 10 10% · 40.0% denied
VA 90 89% · 26.7% denied

Why it denied South Carolina applicants

Credit history 10 34%
Debt-to-income ratio 9 31%
Other 7 24%
Insufficient cash 2 7%
Collateral 1 3%

Where in South Carolina

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Richland County 1302 15.4%
Horry County 1204 33.3%
Berkeley County 1204 33.3%
Lexington County 1103 27.3%
Dorchester County 602 33.3%
Sumter County 502 40.0%
York County 502 40.0%
Charleston County 501 20.0%
Spartanburg County 502 40.0%
Florence County 501 20.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 101 applications in 2025, of which 0 were originated and 29 denied.

28.7% of all applications, or 100.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology