Allied First Bank,sb in Maryland vs the state
32.1%Denial rate+13.34 pts vs state
93.1%Decision denial rate+68.97 pts vs state
2.4%Origination rate-53.33 pts vs state
2.81%Median rate-3.81 pts vs state
—Rate spread (pts)
$92kMedian applicant income
2Loans originated
27Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 2 | 60.0% | 6.13% | #369 |
| 2024 | 37 | 2 | 40.5% | 2.38% | #340 |
| 2025 | 84 | 2 | 32.1% | 2.81% | #257 |
What Allied First Bank,sb lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Allied First Bank,sb applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 19 | 0 | 6 | 31.6% |
| Baltimore County | 11 | 0 | 5 | 45.5% |
| Anne Arundel County | 8 | 0 | 3 | 37.5% |
| Charles County | 8 | 1 | 4 | 50.0% |
| Baltimore city | 7 | 1 | 2 | 28.6% |
| Montgomery County | 7 | 0 | 1 | 14.3% |
| Cecil County | 4 | 0 | 0 | 0.0% |
| Frederick County | 3 | 0 | 0 | 0.0% |
| Wicomico County | 3 | 0 | 1 | 33.3% |
| Calvert County | 3 | 0 | 1 | 33.3% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 84 applications in 2025, of which 2 were originated and 27 denied.
32.1% of all applications, or 93.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Allied First Bank,sb originated in Maryland in 2025 was 2.81%, against a statewide median of 6.63%.
About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology