Allied First Bank,sb · Florida · 2025

Allied First Bank,sb in Florida: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 248 mortgage applications in Florida in 2025, ranking #340 of 1,993 lenders active in the state. It originated 1.6% of them and denied 34.7% (95.6% of the applications it decided), against a statewide denial rate of 21.1%.

248Applicationsin FL
95.6%Decision denial ratestate 27.2%
2.56%Median ratestate 6.63%
$315,000Median loanstate $255,000
$880kVolume47 counties

Allied First Bank,sb in Florida vs the state

34.7%Denial rate+13.62 pts vs state
95.6%Decision denial rate+68.32 pts vs state
1.6%Origination rate-51.08 pts vs state
2.56%Median rate-4.06 pts vs state
Rate spread (pts)
$80kMedian applicant income
4Loans originated
86Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231113436.0%6.19%#467
202487636.8%3.56%#507
2025248434.7%2.56%#340

What Allied First Bank,sb lends in Florida

By loan purpose

Home purchase 13 5% · 23.1% denied
Refinance 18 7% · 38.9% denied
Cash-out refinance 217 88% · 35.0% denied

By loan type

Conventional 6 2% · 33.3% denied
FHA 71 29% · 49.3% denied
VA 171 69% · 28.7% denied

Why it denied Florida applicants

Debt-to-income ratio 45 52%
Credit history 25 29%
Other 14 16%
Insufficient cash 2 2%

Where in Florida

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Orange County 19010 52.6%
Duval County 1808 44.4%
Hillsborough County 1705 29.4%
Broward County 1503 20.0%
Polk County 1404 28.6%
Osceola County 1204 33.3%
Lake County 1104 36.4%
Lee County 1104 36.4%
St. Lucie County 804 50.0%
Santa Rosa County 802 25.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 248 applications in 2025, of which 4 were originated and 86 denied.

34.7% of all applications, or 95.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Allied First Bank,sb originated in Florida in 2025 was 2.56%, against a statewide median of 6.63%.

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology