Alliant Credit Union in Virginia vs the state
31.4%Denial rate+15.42 pts vs state
35.6%Decision denial rate+15.32 pts vs state
54.5%Origination rate-5.02 pts vs state
7.75%Median rate+1.13 pts vs state
0.31Rate spread (pts)+0.09 pts vs state
$166kMedian applicant income
212Loans originated
122Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 192 | 72 | 50.0% | 9.75% | #194 |
| 2024 | 324 | 177 | 32.4% | 6.63% | #147 |
| 2025 | 389 | 212 | 31.4% | 7.75% | #131 |
What Alliant Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 64 | 30 | 20 | 31.3% |
| Loudoun County | 48 | 28 | 16 | 33.3% |
| Prince William County | 23 | 15 | 5 | 21.7% |
| Henrico County | 17 | 9 | 8 | 47.1% |
| Chesterfield County | 15 | 9 | 5 | 33.3% |
| Fauquier County | 14 | 10 | 4 | 28.6% |
| Stafford County | 14 | 7 | 6 | 42.9% |
| Virginia Beach city | 11 | 7 | 3 | 27.3% |
| Arlington County | 11 | 7 | 4 | 36.4% |
| Chesapeake city | 10 | 6 | 3 | 30.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 389 applications in 2025, of which 212 were originated and 122 denied.
31.4% of all applications, or 35.6% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Alliant Credit Union originated in Virginia in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology