Alliant Credit Union · Connecticut · 2025

Alliant Credit Union in Connecticut: approval rate, denial rate and rates (2025)

Alliant Credit Union took 142 mortgage applications in Connecticut in 2025, ranking #138 of 687 lenders active in the state. It originated 40.1% of them and denied 40.1% (47.9% of the applications it decided), against a statewide denial rate of 17.4%.

142Applicationsin CT
47.9%Decision denial ratestate 21.6%
7.75%Median ratestate 6.63%
$170,000Median loanstate $245,000
$17MVolume9 counties

Alliant Credit Union in Connecticut vs the state

40.1%Denial rate+22.74 pts vs state
47.9%Decision denial rate+26.31 pts vs state
40.1%Origination rate-20.24 pts vs state
7.75%Median rate+1.13 pts vs state
0.46Rate spread (pts)+0.22 pts vs state
$170kMedian applicant income
57Loans originated
57Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231064351.9%9.99%#129
20241418129.1%6.50%#119
20251425740.1%7.75%#138

What Alliant Credit Union lends in Connecticut

By loan purpose

Home purchase 28 20% · 3.6% denied
Refinance 31 22% · 54.8% denied
Cash-out refinance 1 1% · 0.0% denied
Home improvement 42 30% · 50.0% denied
Other / HELOC 40 28% · 45.0% denied

By loan type

Conventional 142 100% · 40.1% denied

Why it denied Connecticut applicants

Debt-to-income ratio 27 47%
Incomplete application 15 26%
Credit history 7 12%
Collateral 6 11%
Other 1 2%
Unverifiable information 1 2%

Where in Connecticut

Counties with the most Alliant Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 401618 45.0%
09110 331412 36.4%
09170 1767 41.2%
09120 1667 43.8%
09130 1023 30.0%
09180 1035 50.0%
09140 751 14.3%
09150 624 66.7%
09160 330 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 142 applications in 2025, of which 57 were originated and 57 denied.

40.1% of all applications, or 47.9% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Alliant Credit Union originated in Connecticut in 2025 was 7.75%, against a statewide median of 6.63%.

About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology