All in Federal Credit Union · Virginia · 2025

All in Federal Credit Union in Virginia: approval rate, denial rate and rates (2025)

All in Federal Credit Union took 9 mortgage applications in Virginia in 2025, ranking #584 of 1,013 lenders active in the state. It originated 0.0% of them and denied 100.0% (100.0% of the applications it decided), against a statewide denial rate of 15.9%.

9Applicationsin VA
100.0%Decision denial ratestate 20.3%
Median ratestate 6.63%
$25,000Median loanstate $255,000
$0Volume9 counties

All in Federal Credit Union in Virginia vs the state

100.0%Denial rate+84.06 pts vs state
100.0%Decision denial rate+79.75 pts vs state
0.0%Origination rate-59.52 pts vs state
Median rate
Rate spread (pts)
$100kMedian applicant income
0Loans originated
9Denied

What All in Federal Credit Union lends in Virginia

By loan purpose

Home improvement 2 22% · 100.0% denied
Other / HELOC 7 78% · 100.0% denied

By loan type

Conventional 9 100% · 100.0% denied

Why it denied Virginia applicants

Other 3 33%
Collateral 2 22%
Credit history 2 22%
Unverifiable information 2 22%

Where in Virginia

Counties with the most All in Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Spotsylvania County 101 100.0%
Henrico County 101 100.0%
Fairfax County 101 100.0%
Loudoun County 101 100.0%
Louisa County 101 100.0%
Roanoke city 101 100.0%
Essex County 101 100.0%
Newport News city 101 100.0%
Chesterfield County 101 100.0%

Other large lenders in Virginia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 19,39519.3%7.75%
Rocket MortgageC 19,27414.8%6.63%
United Shore Financial ServicesB 13,99410.4%6.12%
Truist BankC 11,83831.6%6.49%
Mortgage Research CenterC 9,00016.7%6.25%
Pennymac Loan ServicesC 8,33410.7%6.38%
Freedom MortgageB 8,0296.5%6.25%
Bank of AmericaF 6,58431.9%6.24%
NewrezD 6,39016.4%6.38%
Movement MortgageA 6,1264.3%6.56%

Frequently asked questions

Virginia: 9 applications in 2025, of which 0 were originated and 9 denied.

100.0% of all applications, or 100.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are All in Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology