All in Federal Credit Union in Kentucky vs the state
88.9%Denial rate+70.08 pts vs state
88.9%Decision denial rate+65.40 pts vs state
11.1%Origination rate-46.93 pts vs state
8.50%Median rate+1.75 pts vs state
—Rate spread (pts)
$52kMedian applicant income
1Loans originated
8Denied
What All in Federal Credit Union lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most All in Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Grayson County | 2 | 0 | 2 | 100.0% |
| Daviess County | 2 | 0 | 2 | 100.0% |
| Scott County | 1 | 0 | 1 | 100.0% |
| Anderson County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 0 | 1 | 100.0% |
| Hardin County | 1 | 0 | 1 | 100.0% |
| Jefferson County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 9 applications in 2025, of which 1 were originated and 8 denied.
88.9% of all applications, or 88.9% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans All in Federal Credit Union originated in Kentucky in 2025 was 8.50%, against a statewide median of 6.75%.
About this data. Figures are All in Federal Credit Union's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology