All Credit Considered Mortgage in South Carolina vs the state
2.1%Denial rate-16.18 pts vs state
2.1%Decision denial rate-21.34 pts vs state
97.9%Origination rate+41.26 pts vs state
7.88%Median rate+1.38 pts vs state
1.68Rate spread (pts)+1.46 pts vs state
$175kMedian applicant income
46Loans originated
1Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 16 | 19.4% | 9.63% | #358 |
| 2024 | 51 | 24 | 31.4% | 8.75% | #318 |
| 2025 | 47 | 46 | 2.1% | 7.88% | #352 |
What All Credit Considered Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most All Credit Considered Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 7 | 7 | 0 | 0.0% |
| Horry County | 7 | 7 | 0 | 0.0% |
| Greenville County | 7 | 6 | 1 | 14.3% |
| Charleston County | 7 | 7 | 0 | 0.0% |
| Beaufort County | 5 | 5 | 0 | 0.0% |
| Spartanburg County | 3 | 3 | 0 | 0.0% |
| Jasper County | 3 | 3 | 0 | 0.0% |
| Dorchester County | 3 | 3 | 0 | 0.0% |
| Oconee County | 1 | 1 | 0 | 0.0% |
| Lexington County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 47 applications in 2025, of which 46 were originated and 1 denied.
2.1% of all applications, or 2.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans All Credit Considered Mortgage originated in South Carolina in 2025 was 7.88%, against a statewide median of 6.50%.
About this data. Figures are All Credit Considered Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology