All Credit Considered Mortgage in Maryland vs the state
1.3%Denial rate-17.49 pts vs state
1.3%Decision denial rate-22.81 pts vs state
98.0%Origination rate+42.33 pts vs state
7.63%Median rate+1.00 pts vs state
1.11Rate spread (pts)+0.86 pts vs state
$118kMedian applicant income
150Loans originated
2Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 169 | 93 | 26.6% | 9.63% | #154 |
| 2024 | 192 | 113 | 19.8% | 8.75% | #155 |
| 2025 | 153 | 150 | 1.3% | 7.63% | #191 |
What All Credit Considered Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most All Credit Considered Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 37 | 36 | 1 | 2.7% |
| Baltimore County | 33 | 33 | 0 | 0.0% |
| Prince George's County | 31 | 30 | 0 | 0.0% |
| Anne Arundel County | 14 | 14 | 0 | 0.0% |
| Baltimore city | 7 | 7 | 0 | 0.0% |
| Frederick County | 6 | 6 | 0 | 0.0% |
| Harford County | 6 | 6 | 0 | 0.0% |
| Washington County | 5 | 5 | 0 | 0.0% |
| Charles County | 4 | 3 | 1 | 25.0% |
| Howard County | 3 | 3 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 153 applications in 2025, of which 150 were originated and 2 denied.
1.3% of all applications, or 1.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans All Credit Considered Mortgage originated in Maryland in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are All Credit Considered Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology