Ahl Funding in Illinois vs the state
0.0%Denial rate-17.12 pts vs state
0.0%Decision denial rate-21.68 pts vs state
75.0%Origination rate+16.26 pts vs state
7.06%Median rate+0.31 pts vs state
0.82Rate spread (pts)+0.43 pts vs state
$196kMedian applicant income
6Loans originated
0Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 2 | 16.7% | 7.25% | #661 |
| 2024 | 9 | 5 | 0.0% | 6.99% | #687 |
| 2025 | 8 | 6 | 0.0% | 7.06% | #707 |
What Ahl Funding lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Ahl Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 3 | 2 | 0 | 0.0% |
| DuPage County | 3 | 2 | 0 | 0.0% |
| Kendall County | 1 | 1 | 0 | 0.0% |
| McHenry County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 8 applications in 2025, of which 6 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Ahl Funding originated in Illinois in 2025 was 7.06%, against a statewide median of 6.75%.
About this data. Figures are Ahl Funding's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology