AgFirst Farm Credit Bank in Florida vs the state
7.7%Denial rate-13.37 pts vs state
8.1%Decision denial rate-19.13 pts vs state
87.2%Origination rate+34.49 pts vs state
7.00%Median rate+0.38 pts vs state
0.54Rate spread (pts)+0.27 pts vs state
$110kMedian applicant income
34Loans originated
3Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 77 | 66 | 9.1% | 7.50% | #539 |
| 2024 | 95 | 82 | 8.4% | 7.75% | #485 |
| 2025 | 39 | 34 | 7.7% | 7.00% | #640 |
What AgFirst Farm Credit Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most AgFirst Farm Credit Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 4 | 2 | 2 | 50.0% |
| Putnam County | 4 | 3 | 0 | 0.0% |
| Alachua County | 3 | 3 | 0 | 0.0% |
| Levy County | 3 | 3 | 0 | 0.0% |
| Sumter County | 2 | 2 | 0 | 0.0% |
| Marion County | 2 | 2 | 0 | 0.0% |
| Gadsden County | 2 | 1 | 0 | 0.0% |
| Jackson County | 2 | 2 | 0 | 0.0% |
| Santa Rosa County | 2 | 2 | 0 | 0.0% |
| Columbia County | 1 | 0 | 1 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 39 applications in 2025, of which 34 were originated and 3 denied.
7.7% of all applications, or 8.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans AgFirst Farm Credit Bank originated in Florida in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are AgFirst Farm Credit Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology