Adams Bank & Trust in Kansas vs the state
18.2%Denial rate+3.15 pts vs state
20.0%Decision denial rate+1.72 pts vs state
63.6%Origination rate-0.18 pts vs state
6.88%Median rate+0.25 pts vs state
0.74Rate spread (pts)+0.44 pts vs state
$83kMedian applicant income
7Loans originated
2Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 12 | 16.7% | 7.62% | #288 |
| 2024 | 8 | 3 | 37.5% | 6.88% | #362 |
| 2025 | 11 | 7 | 18.2% | 6.88% | #346 |
What Adams Bank & Trust lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Adams Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Thomas County | 4 | 2 | 1 | 25.0% |
| Sherman County | 2 | 2 | 0 | 0.0% |
| Wallace County | 2 | 1 | 1 | 50.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| Logan County | 1 | 1 | 0 | 0.0% |
| Sheridan County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 11 applications in 2025, of which 7 were originated and 2 denied.
18.2% of all applications, or 20.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Adams Bank & Trust originated in Kansas in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Adams Bank & Trust's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology