Acre Mortgage & Financial in Florida vs the state
6.2%Denial rate-14.90 pts vs state
8.4%Decision denial rate-18.83 pts vs state
65.8%Origination rate+13.06 pts vs state
6.63%Median rate0.00 pts vs state
0.81Rate spread (pts)+0.54 pts vs state
$98kMedian applicant income
96Loans originated
9Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 29 | 4.9% | 6.88% | #581 |
| 2024 | 81 | 49 | 4.9% | 6.75% | #517 |
| 2025 | 146 | 96 | 6.2% | 6.63% | #423 |
What Acre Mortgage & Financial lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Acre Mortgage & Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 35 | 20 | 3 | 8.6% |
| Palm Beach County | 26 | 24 | 0 | 0.0% |
| Broward County | 11 | 6 | 0 | 0.0% |
| Pasco County | 8 | 6 | 1 | 12.5% |
| St. Lucie County | 7 | 4 | 0 | 0.0% |
| Hernando County | 7 | 2 | 1 | 14.3% |
| Lee County | 7 | 4 | 1 | 14.3% |
| Miami-Dade County | 7 | 4 | 1 | 14.3% |
| Orange County | 5 | 2 | 1 | 20.0% |
| Pinellas County | 3 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 146 applications in 2025, of which 96 were originated and 9 denied.
6.2% of all applications, or 8.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Acre Mortgage & Financial originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Acre Mortgage & Financial's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology