Absolute Home Mortgage in Maryland vs the state
2.3%Denial rate-16.47 pts vs state
3.3%Decision denial rate-20.80 pts vs state
67.4%Origination rate+11.73 pts vs state
6.81%Median rate+0.19 pts vs state
0.64Rate spread (pts)+0.39 pts vs state
$119kMedian applicant income
29Loans originated
1Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 263 | 207 | 3.4% | 6.88% | #112 |
| 2024 | 26 | 19 | 3.9% | 7.00% | #374 |
| 2025 | 43 | 29 | 2.3% | 6.81% | #334 |
What Absolute Home Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Absolute Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cecil County | 18 | 10 | 0 | 0.0% |
| Washington County | 5 | 5 | 0 | 0.0% |
| Anne Arundel County | 3 | 2 | 0 | 0.0% |
| Prince George's County | 3 | 2 | 1 | 33.3% |
| Harford County | 2 | 1 | 0 | 0.0% |
| Baltimore city | 2 | 1 | 0 | 0.0% |
| Dorchester County | 2 | 2 | 0 | 0.0% |
| Frederick County | 2 | 1 | 0 | 0.0% |
| Howard County | 2 | 1 | 0 | 0.0% |
| Talbot County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 43 applications in 2025, of which 29 were originated and 1 denied.
2.3% of all applications, or 3.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Absolute Home Mortgage originated in Maryland in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are Absolute Home Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology