ABL RPC Residential Credit Acquisition in Virginia vs the state
29.2%Denial rate+13.23 pts vs state
41.2%Decision denial rate+20.93 pts vs state
37.5%Origination rate-22.02 pts vs state
7.38%Median rate+0.75 pts vs state
—Rate spread (pts)
—Median applicant income
9Loans originated
7Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 16 | 18.2% | 12.88% | #468 |
| 2024 | 27 | 18 | 18.5% | 7.50% | #448 |
| 2025 | 24 | 9 | 29.2% | 7.38% | #468 |
What ABL RPC Residential Credit Acquisition lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caroline County | 3 | 1 | 0 | 0.0% |
| Newport News city | 2 | 0 | 1 | 50.0% |
| Prince William County | 2 | 0 | 2 | 100.0% |
| Hampton city | 2 | 0 | 1 | 50.0% |
| Williamsburg city | 1 | 0 | 0 | 0.0% |
| Franklin city | 1 | 1 | 0 | 0.0% |
| Pulaski County | 1 | 1 | 0 | 0.0% |
| King William County | 1 | 0 | 0 | 0.0% |
| Henrico County | 1 | 1 | 0 | 0.0% |
| Staunton city | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 24 applications in 2025, of which 9 were originated and 7 denied.
29.2% of all applications, or 41.2% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in Virginia in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology