ABL RPC Residential Credit Acquisition in New Mexico vs the state
22.2%Denial rate+3.62 pts vs state
23.3%Decision denial rate-1.40 pts vs state
62.2%Origination rate+8.88 pts vs state
9.75%Median rate+3.12 pts vs state
—Rate spread (pts)
—Median applicant income
28Loans originated
10Denied
What ABL RPC Residential Credit Acquisition lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 37 | 22 | 8 | 21.6% |
| Valencia County | 4 | 4 | 0 | 0.0% |
| Sandoval County | 2 | 2 | 0 | 0.0% |
| Santa Fe County | 1 | 0 | 1 | 100.0% |
| San Juan County | 1 | 0 | 1 | 100.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 45 applications in 2025, of which 28 were originated and 10 denied.
22.2% of all applications, or 23.3% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in New Mexico in 2025 was 9.75%, against a statewide median of 6.63%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology