ABL RPC Residential Credit Acquisition in Michigan vs the state
17.7%Denial rate-0.87 pts vs state
18.8%Decision denial rate-3.83 pts vs state
58.8%Origination rate-1.07 pts vs state
9.63%Median rate+2.88 pts vs state
—Rate spread (pts)
—Median applicant income
10Loans originated
3Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 8 | 45.2% | 8.88% | #372 |
| 2024 | 19 | 5 | 42.1% | 7.88% | #430 |
| 2025 | 17 | 10 | 17.7% | 9.63% | #462 |
What ABL RPC Residential Credit Acquisition lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 10 | 8 | 0 | 0.0% |
| Saginaw County | 2 | 1 | 1 | 50.0% |
| Kalamazoo County | 2 | 0 | 1 | 50.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Macomb County | 1 | 0 | 1 | 100.0% |
| Oakland County | 1 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 17 applications in 2025, of which 10 were originated and 3 denied.
17.7% of all applications, or 18.8% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in Michigan in 2025 was 9.63%, against a statewide median of 6.75%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology