ABL RPC Residential Credit Acquisition in Maryland vs the state
22.6%Denial rate+3.78 pts vs state
25.9%Decision denial rate+1.80 pts vs state
58.1%Origination rate+2.35 pts vs state
7.81%Median rate+1.19 pts vs state
—Rate spread (pts)
—Median applicant income
18Loans originated
7Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 73 | 31 | 16.4% | 8.13% | #244 |
| 2024 | 51 | 26 | 33.3% | 7.75% | #303 |
| 2025 | 31 | 18 | 22.6% | 7.81% | #367 |
What ABL RPC Residential Credit Acquisition lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 12 | 6 | 4 | 33.3% |
| Prince George's County | 9 | 5 | 2 | 22.2% |
| Baltimore County | 7 | 6 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
| Howard County | 1 | 0 | 1 | 100.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 31 applications in 2025, of which 18 were originated and 7 denied.
22.6% of all applications, or 25.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in Maryland in 2025 was 7.81%, against a statewide median of 6.63%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology