ABL RPC Residential Credit Acquisition in Illinois vs the state
9.4%Denial rate-7.69 pts vs state
10.9%Decision denial rate-10.81 pts vs state
75.5%Origination rate+16.73 pts vs state
11.00%Median rate+4.25 pts vs state
—Rate spread (pts)
—Median applicant income
40Loans originated
5Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 17 | 24.1% | 13.50% | #540 |
| 2024 | 73 | 45 | 20.6% | 13.88% | #392 |
| 2025 | 53 | 40 | 9.4% | 11.00% | #452 |
What ABL RPC Residential Credit Acquisition lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 41 | 29 | 4 | 9.8% |
| Lake County | 5 | 4 | 1 | 20.0% |
| McHenry County | 3 | 3 | 0 | 0.0% |
| DuPage County | 2 | 2 | 0 | 0.0% |
| Kane County | 2 | 2 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 53 applications in 2025, of which 40 were originated and 5 denied.
9.4% of all applications, or 10.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in Illinois in 2025 was 11.00%, against a statewide median of 6.75%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology