ABL RPC Residential Credit Acquisition in Florida vs the state
20.4%Denial rate-0.69 pts vs state
22.2%Decision denial rate-5.02 pts vs state
63.9%Origination rate+11.20 pts vs state
11.75%Median rate+5.13 pts vs state
—Rate spread (pts)
—Median applicant income
69Loans originated
22Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 277 | 182 | 22.0% | 13.00% | #331 |
| 2024 | 253 | 186 | 15.4% | 12.88% | #343 |
| 2025 | 108 | 69 | 20.4% | 11.75% | #468 |
What ABL RPC Residential Credit Acquisition lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pinellas County | 11 | 5 | 1 | 9.1% |
| Escambia County | 10 | 7 | 2 | 20.0% |
| Palm Beach County | 10 | 7 | 3 | 30.0% |
| Citrus County | 9 | 7 | 1 | 11.1% |
| Polk County | 8 | 5 | 2 | 25.0% |
| Marion County | 7 | 6 | 0 | 0.0% |
| Broward County | 6 | 3 | 1 | 16.7% |
| Hillsborough County | 5 | 5 | 0 | 0.0% |
| Walton County | 5 | 2 | 3 | 60.0% |
| Miami-Dade County | 5 | 2 | 3 | 60.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 108 applications in 2025, of which 69 were originated and 22 denied.
20.4% of all applications, or 22.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in Florida in 2025 was 11.75%, against a statewide median of 6.63%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology