Aberdeen Proving Ground Federal Credit Union · Florida · 2025

Aberdeen Proving Ground Federal Credit Union in Florida: approval rate, denial rate and rates (2025)

Aberdeen Proving Ground Federal Credit Union took 25 mortgage applications in Florida in 2025, ranking #726 of 1,993 lenders active in the state. It originated 64.0% of them and denied 28.0% (29.2% of the applications it decided), against a statewide denial rate of 21.1%.

25Applicationsin FL
29.2%Decision denial ratestate 27.2%
5.82%Median ratestate 6.63%
$195,000Median loanstate $255,000
$4.2MVolume11 counties

Aberdeen Proving Ground Federal Credit Union in Florida vs the state

28.0%Denial rate+6.94 pts vs state
29.2%Decision denial rate+1.93 pts vs state
64.0%Origination rate+11.31 pts vs state
5.82%Median rate-0.80 pts vs state
-0.17Rate spread (pts)-0.44 pts vs state
$159kMedian applicant income
16Loans originated
7Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023421814.3%3.93%#666
2024381126.3%5.25%#657
2025251628.0%5.82%#726

What Aberdeen Proving Ground Federal Credit Union lends in Florida

By loan purpose

Home purchase 6 24% · 0.0% denied
Refinance 2 8% · 0.0% denied
Cash-out refinance 5 20% · 0.0% denied
Home improvement 8 32% · 50.0% denied
Other / HELOC 4 16% · 75.0% denied

By loan type

Conventional 24 96% · 29.2% denied
VA 1 4% · 0.0% denied

Why it denied Florida applicants

Other 6 86%
Credit history 1 14%

Where in Florida

Counties with the most Aberdeen Proving Ground Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sarasota County 431 25.0%
Palm Beach County 330 0.0%
Lee County 321 33.3%
St. Johns County 220 0.0%
Pasco County 220 0.0%
Broward County 201 50.0%
Miami-Dade County 201 50.0%
Sumter County 211 50.0%
Hillsborough County 220 0.0%
Orange County 202 100.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 25 applications in 2025, of which 16 were originated and 7 denied.

28.0% of all applications, or 29.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Aberdeen Proving Ground Federal Credit Union originated in Florida in 2025 was 5.82%, against a statewide median of 6.63%.

About this data. Figures are Aberdeen Proving Ground Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology